Communities Self-insure for Cooperative Healthcare

May 14, 2013 by |

From Shareable.net

05.08.13
May Day at Sandhill Farm, an egalitarian community

Obamacare is changing the game of private health insurance, but private health insurers are still in it to make profit. And while they are in the game, they will do their best to rig the game in their favor. Ask anyone who has had a significant health problem. So why do we continue to give control over health care and our money away to companies that don’t have our interests at heart in a matter that is literally life and death?
I wanted to look at alternative, community-based models and see if they actually work. One model is the Ithaca Health Fund, operated by the Ithaca Health Alliance since 1997. This nonprofit, inspired by the Canadian health system and the Amish Church Aid self-insurance program, runs several health-related programs. The Ithaca Health Fund reimburses medical costs for certain categories of preventive and emergency health care and its free clinic provides conventional and complementary primary care visits to the uninsured, as well as classes and a newsletter on preventative medicine. They rely on member fees and grants for funding and local college students to fill the many needed volunteer roles.
Ithaca Health Alliance

Ithaca Health Alliance

The Ithaca Health Fund was challenged by the New York State government as an noncompliant health insurance provider but restructured to work around the laws partly by making “grants” to uninsured patients, rather than reimbursements and restricting their boundaries to New York State. They are still struggling to get official nonprofit status from the federal government even though they are a charitable organization that depends significantly on grants to meet the needs of its low income clients while maintaining fee levels that they can still afford.
Even more intriguing was my encounter with PEACH (Preservation of Equity Accessible for Community Health) at Sandhill Farm in rural Missouri. On a visit there, I asked the residents of this intentional community how they made it without health insurance and they glowed about the benefits and low cost of PEACH. I recently interviewed PEACH’s initiator, Laird Schaub, about this little known program to get the inside scoop.
Read more here

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Sustainable Economies Law Center Cartoons and a Request for your Support

May 14, 2013 by |
Dear friends,
Last week, I emailed a big update about my work and asked people to contribute to the Sustainable Economies Law Center. Today, SELC has $3,800 left to raise to get a $10,000 matching grant tomorrow. Can you help us?  Here’s the link to contribute.
My serious note: Normally, I send cartoons to inspire people to support SELC, and this email is no exception. But on a more serious note, I want to say that SELC has historically gotten a lot of important work done with almost no wiggle room in our budget. In October, when a group of Chinese-American farmers got hit with heartbreaking fines that threatened to shut down their farms and way of life, SELC jumped in to advocate for the farmers, and we’ve been involved ever since. We didn’t feel we had the time or resources to help the farmers, but we did anyway, because the incident has broad implications. That’s how SELC works. We just dive in and do stuff when it really matters and when it will have a big impact. In the long run, we really can’t do this without building a solid base of individual supporters, and I’m emailing because I’m hoping you will become part of that base. 

And below are 12 videos to get you inspired about SELC. Also, attached are lists of our 2011 and 2012 accomplishments (one of which features 20 cartoon drawings).

  1. Raising Dough: A silly 45-second video about our work to raise money this week. 
  2. A Day in the Life of SELC: A fun 43-second video depicting a day in the life of SELC.
  3. Legal Roots of Resilience: A 4-minute cartoon about legal barriers to creating resilient communities.
  4. Housing for an Economically Sustainable Future: 8-minute cartoon about cooperative housing law. 
  5. Economy Sandwich: A 9-minute cartoon all about the legal grey areas that arise in the sharing economy.
  6. Citylicious: A 9-minute cartoon all about legal issues that arise in connection to urban agriculture.
  7. Share Spray: A fun 5-minute animation about how sharing will transform the world, made in collaboration with the Center for a New American Dream.
  8. Legal Eats: A 14-part video series on legal topics relevant to starting a community-based food enterprise, made in collaboration with the Green Collar Communities Clinic - featuring more cartoons!
  9. Think Outside the Boss: An 8-part video series on legal topics relevant to starting a worker cooperative, made in collaboration with the Green Collar Communities Clinic - featuring more cartoons!
  10. Community Renewable Energy Webinar: An hour-long webinar on creating community-owned renewable energy projects.
  11. The Legal Landscape of Social Enterprise and the Sharing Economy - featuring SELC’s co-founders Jenny Kassan and Janelle Orsi - featuring more cartoons!
  12. Mr. Bread Tells the Story of the California Homemade Food ActA 90-second movie featuring talking bread with googly eyes. Yes, SELC staff do get a little silly sometimes. 
Again, here’s the link to give support. Please forward widely as well. Thank you so much!
Janelle


Janelle Orsi, Executive Director
Sustainable Economies Law Center
436 14th Street, Suite 1120, Oakland, CA 94612
(760) 569-6782

SELC’s New Book: Practicing Law in the Sharing Economy (ABA Books 2012)

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Meetings Relocated

May 7, 2013 by |

Until April 2013, all BACE general meetings were held at Noisebridge on the second Wednesday of every month. Starting then, if you were watching the sidebar on the homepage, you may have noticed a change. April’s meeting was held at the Sudo Room in Oakland instead. May’s meeting will be held back at Noisebridge, June’s at the Sudo Room, and so on.

Currently, we are holding the general meeting at the Sudo Room in even numbered months and at Noisebridge in odd numbered months. The plan is to continue this arrangement for six months, then re-evaluate it and determine if we should continue to alternate meeting locations between Noisebridge and the Sudo Room or choose another arrangement.

The decision to alternate meeting spaces was made largely so that we could better accommodate both San Francisco and East Bay members. Wherever we hold our meetings, we realize that some people will have to cross the bay, that some who would be able to attend at Noisebridge can’t make it to the Sudo Room, and vice versa. On the plus side, alternating meeting spaces allows a greater range of people to attend the meetings, even if it means that some can no longer do so every month.

All general meetings are open to all BACE members, and all meeting attendees are welcome to make proposals and to vote on them. If you have an opinion on this or any other Timebank issue, please come to a meeting and make your voice heard! And if you cannot attend a meeting, you are welcome to email your thoughts, questions, and suggestions to support@bace.org.

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Cooperative Developer Job Opening

April 30, 2013 by |
WOMEN’S ACTION TO GAIN ECONOMIC SECURITY (WAGES)
Job Announcement
Cooperative Developer
(Bilingual English/Spanish Required)

Organization Description
WAGES (Women’s Action to Gain Economic Security) incubates and supports green
cooperatives. Our mission is to build worker ownedgreen businesses that create healthy,
dignified jobs for low income women. We launch cooperatives where women develop personal
and professional skills, become leaders, and gain economic security.
WAGES has established five sustainable housecleaning cooperative businesses in the Bay Area
that double or triple low income Latina workers’ earnings while protecting the environment, and
has provided technical assistance and coaching to numerous organizations across the country
undertaking cooperative development. In 2013, WAGES will expand its model by establishing a
sixth cooperative in a new industry, bringing the benefits of our triple bottom line social
enterprise expertise to Latina women in a new market segment. As we begin the process of
expansion, WAGES offers candidates an exciting opportunity to bring their talents, leadership
and creativity to a unique effort advancing social justice, green jobs and women’s empowerment.
For more information on our work, see www.wagescooperatives.org.

The Position
Women’s Action to Gain Economic Security (WAGES) seeks a Cooperative Developer to work
with worker ownedcooperatives that are in their first years of development or that request
assistance as they face a new challenge. The Cooperative Developer will:
● facilitate organizational and leadership development in worker cooperatives, and
● serve as an interim general manager when needed at newer cooperatives that are in
incubation.
These two roles can at times be in conflict. The Cooperative Developer must exercise
judgement to navigate the complexity of filling both of these functions simultaneously, and be
able to move seamlessly from one to the other as a cooperative’s needs change. For example,
an effective coop developer serving as an interim general manager will seek to provide structure
and guidance but will also gradually work themselves out of the manager role as a cooperative
develops its own capacities to address its management needs.

Requirements
● Demonstrated ability as a facilitative leader, popular educator, or community organizer.
People in these roles know how to challenge, teach, and support others to develop and
exercise their own knowledge and leadership in an organizational context.
● Understands business and can serve as an interim general manager running the
day today operations of a worker owned cooperative as it get off the ground. Direct hands on
experience managing and growing small businesses or cooperatives is preferred.
● Supervisorial or group leadership experience.
● Ability to work effectively with people of diverse economic, cultural and linguistic
backgrounds.
● Excellent verbal and written communication skills in Spanish and English, with Spanish
fluency sufficient to interact positively and effectively with monolingual workerowners.
● Is flexible, creative, patient, energetic, and collaborative in work style.
Salary for this position is competitive and depends on experience. Position includes great
benefits, including health, dental, vision, three weeks vacation, and the opportunity to play a
leadership role in the continued evolution of WAGES approach to cooperative development.

Hiring Process
Send a resume and thoughtful cover letter (1 page maximum) outlining how your experience
meets the position requirements to hiring@wagescooperatives.org with “Coop
Developer –
YOUR NAME” in the subject line. Interested individuals are encouraged to submit their
information quickly upon learning about the position as applications will be reviewed as they are
received.

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Students from the Woolman Semester School visit BACE Timebank

April 3, 2013 by |

This is a guest post by Megan Stoddard, an active BACE member: On Thursday, March 18th, BACE was honored with a visit from students of the Woolman Semester School. This alternative residential high school in Nevada City, California takes high school juniors and seniors, and gap year students, for semester-long programs focusing on social and environmental justice. This was the second time Woolman students visited BACE. Their first visit, by last semester’s group of students, took place in November 2012.

Our guests were at the tail end of their Great Turning field trip, which is part of the Global Issues class taught by Emily Ziont. This trip brought them to the Bay Area for a tour of groups, projects, and programs that offer solutions to immediately pressing global issues. In BACE presentation by volunteers Ricardo Simon, Amber Yada, and Megan Stoddard, held at Noisebridge, the students gained exposure to a whole new economic model.

Questions flew. Students and staff alike were very curious about how all of this works.

Question: How do you prevent people from freeloading and taking advantage of the system?

Answer: People wouldn’t want to work for freeloaders, so that takes care of itself, and we’ve never had that problem–people tend to feel obligated to give services when they’ve received services.

Question:  What if I’m a new Timebank member and I need a service before I’ve done any work?

Answer: Then you have a negative balance, and that’s okay–there’s no penalty for having given more credits than you’ve received.

Question: Is there a limit to how many credits you can have (above or below zero)?

Answer: Not really–if someone has more than fifty credits either way, we may contact them to make sure they know how to use the system, because what we really want is for people to be both giving and receiving–but again, we’ve never had any problems.

Question: Are there timebanks in other places (i.e. this student’s hometown, Asheville, North Carolina)?

Answer: Yes, and you should be able to find them with an Internet search. There’s also a timebank for college students, which probably all of you will be soon.

In the spirit of spreading the word, Woolman students Lily Bell and Augie Brinker have posted articles on the school’s blog about the Timebank presentation. (Slight correction to the article by Lilly Bell: Megan, Amber, and Rick are not the founders of BACE, just the volunteers who could make it that day.)

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Guest Post: February BACE Retreat Reflections

April 3, 2013 by |

This is a guest post by Jenny Greenwood, an active BACE member:

The February BACE Timebank retreat was my first Timebank meeting. The small room got quite full of people over the course of the day. After introductions and some discussion of cooperative principles and the need for a respectful, constructive conversation, we proceeded to have one, along with a refreshing, meditative, exercise circle in the garden and an excellent potluck lunch.Click here to see the meeting notes and here to see pictures of the whiteboard.  

I enjoyed meeting other Timebank members and found it interesting and worthwhile to get an overview of the range of issues facing the Timebank. Once we adopted the approach of advancing toward setting an agenda by listing on the whiteboard specific problems needing solutions, things moved efficiently, and the final discussion of the three top priority issues for 45 minutes or less each felt very productive. By the time we started on the third urgent issue, though, I heard some people express the understandable desire to just forget about it and end the meeting, as it was now late afternoon.

It’s hard to have a specific agenda already in place on the morning of a Timebank retreat, because there’s no telling who is coming or what their concerns are. On the other hand, having a procedure for setting an agenda quickly at the start of the meeting would free up time for more progress on more issues during the day. Perhaps before a retreat announcement, the Timebank might send out an email titled something like “All Members: Take a quick survey to help set the BACE retreat agenda!” and ask questions such as, “What issues do you want addressed at the upcoming BACE retreat? What specifically is not working in your experience of the Timebank? What is working? What should we keep doing and what needs fixing? Take the survey even if you can’t attend the retreat!” The questions could sit right at the top of the email where even casual readers would see them.

The basis for the survey could be the list, seen in a February retreat whiteboard photo, of things not presently working. The list would be reviewed and edited for current applicability at a BACE meeting shortly before the sending of the email. Using an online survey would avoid the burden of having to sort through lots of emailed responses. Members could be asked to prioritize the listed issues (the computer would tally responses) and add other thoughts or concerns as desired (someone would have to print these out, go through them to see what categories they fell into, and bring them to the meeting). This would make it simple for members to get involved even if they didn’t plan to attend – and getting people a little bit involved can sometimes be a step toward getting them to participate more – maybe they might even decide to come to the retreat after all!

Alternatively, if creating an online survey were an unrealistic amount of work, the agenda creation email could simply ask everyone planning to attend the meeting to think about and write down their numbered prioritization of the listed issues, together with any issues they might wish to add, and bring their responses to the meeting. In either case, the overall prioritization could go up on the whiteboard early in the day to set the agenda.

On a different topic – the house where the recent retreat took place worked well as a venue, but should more people attend in future, a bigger room would be needed. It might be helpful to consider using meeting rooms at a public place like a library. The main branch of the Berkeley public library, for example, located only two blocks from downtown Berkeley BART, has meeting rooms open to community organizations with operations in Berkeley. Wherever future retreats may take place, notices advertising them could be submitted for posting on library bulletin boards around the Bay Area a few weeks beforehand so that more people discover the Timebank and decide to attend. For similar reasons, the Timebank might ask that notices about retreats go out in the event announcement mailings of groups like Transition Berkeley and Transition SF.

All in all, I found the February retreat enjoyable and worthwhile. I’m looking forward to the next one!

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